Funding Solutions

Capital for Every
Stage of the Climb.

From working capital to equipment to revenue-aligned financing — Bellmont Ridge provides the instruments your business needs to ascend.

Working Capital Loans

Working capital is the oxygen of a business — it keeps operations moving when receivables are slow, expenses are front-loaded, or an opportunity demands immediate action. Bellmont Ridge provides working capital loans designed to give you breathing room and strategic flexibility.

Our working capital loans are structured to match your business cycle, not a bank's approval calendar. We fund fast, with terms built around your actual cash flow patterns.

  • Funding from $10,000 to $2,000,000
  • Decisions typically within 24 hours
  • Flexible repayment structures
  • Minimal documentation required
  • No collateral required for qualified applicants
  • Use funds for any business purpose
Apply for Working Capital

At a Glance

$2M
Maximum funding available
24h
Typical decision window
Operational Costs Inventory Payroll Expansion

Equipment Financing

The right equipment is the difference between competing and leading. Whether you're acquiring new machinery, upgrading technology, or replacing aging assets, Bellmont Ridge provides equipment financing that preserves your working capital while getting you operational.

We finance a wide range of business equipment across industries — from manufacturing and construction to medical, transportation, and technology. The asset itself serves as collateral, which simplifies the process and improves terms.

  • Finance new or used equipment
  • Up to 100% equipment cost covered
  • Terms aligned to equipment useful life
  • Tax advantages through Section 179
  • Preserves existing credit lines
  • All major equipment categories eligible
Apply for Equipment Financing

At a Glance

100%
Equipment cost coverage available
$5M
Maximum per transaction
Manufacturing Construction Medical Tech

Revenue-Based Financing

Revenue-based financing aligns your capital costs with your business performance. Rather than fixed monthly payments, repayment is structured as a percentage of your monthly revenue — meaning your obligations flex with your actual business activity.

This structure is particularly well-suited for businesses with variable or seasonal revenue, high-growth companies reinvesting heavily, and businesses that want capital without diluting equity or taking on rigid debt service.

  • Repayment tied to actual revenue performance
  • No fixed monthly payments
  • No equity dilution
  • Ideal for seasonal or variable-revenue businesses
  • Funding from $25,000 to $1,500,000
  • Transparent, predetermined repayment multiple
Apply for Revenue-Based Financing

At a Glance

Flex
Repayment scales with your revenue
$1.5M
Maximum funding available
Seasonal Business Growth Stage E-Commerce

Business Lines of Credit

A business line of credit gives you standing access to capital — available when you need it, dormant when you don't. You draw only what you use, pay interest only on what you've drawn, and replenish the line as you repay. It's the most flexible capital structure available to businesses.

Bellmont Ridge business lines of credit are designed for businesses that want financial agility — the ability to act on opportunities and absorb disruptions without returning to an application process each time.

  • Revolving credit facility — draw, repay, redraw
  • Interest charged only on outstanding balance
  • Credit lines from $10,000 to $500,000
  • Ongoing access without reapplication
  • Ideal for managing cash flow gaps
  • Build credit profile with consistent use
Apply for a Line of Credit

At a Glance

Revolving
Draw, repay, and redraw as needed
$500K
Maximum credit line available
Cash Flow Bridge Financing Emergency Capital

General Eligibility Requirements

We evaluate each application individually. These are general guidelines — speak with us if your situation is unique.

Business Age

Minimum 6 months in operation for most products. Established businesses with longer history qualify for higher amounts and better terms.

Monthly Revenue

Minimum $10,000 in monthly business revenue. Revenue-based financing products require consistent monthly volume for repayment alignment.

US-Based Operations

Business must operate in the United States. We serve businesses across all 50 states from our Brooklyn headquarters.

Find the Right Capital for Your Business

Not sure which product fits your situation? Contact us and we'll help you identify the most effective capital structure for your needs.

Start Your Application